- Got a lot of help from Helge when nav failed, then Helge helped me through the process and now finally after everyone said no but Helge resolved it so I was able to open up negotiations got verification even though nav said no it went straight through thanks to all the work Debitnor and Helge let down in the job they had believed or were right are very satisfied, well worth the kroner much easier and go things in betweenles mer.les mindre.Tor-Henry Grading31/05/2023
- When you contact Debitnor, you are in safe hands from the start. With supreme competence and at the same time a genuine understanding of people, they advise and help you when things have become too difficult. They see solutions when you can't manage it yourself, at the same time they help to lift a large burden for you, so that everyday life becomes manageable when things are at their worst. At Debitnor, you will find help from professionals who have themselves been both Bailiffs and police for a number of years. When you have found yourself in difficulties, the highest level of competence, both professional and human, is absolutely essential. With all due respect, this is not what you usually find at NAV/the Municipality. Then you have to stand in the queue of shame and you are told to call creditors yourself, while time has passed until the next queue and fruitless meeting. Both the competence in relation to your situation and the interest in you as a person is minimal. You are treated as a burden, as a cross on a form and you feel harassed. The money you pay to Debitnor is actually like drops in the ocean when you have to turn around a difficult situation. It is not about this money that the battle stands, nor do you notice anything about it when it becomes part of a solution. It is worth every penny and it will certainly cost far more both in kroner and øre and not least mentally to try to negotiate agreements with the creditor yourself, or with someone who does not give you the help you need. Often with the result that you have lost critical time and created subsequent pressure with promises that you are unable to keep, interest, fees, fees, etc.
I got help and advice from Debitnor, where they put me in touch with professionals in their network who managed to arrange refinancing for me. This meant that I both avoided the situation becoming critical, and that I also actually saved over NOK 6,000 a month compared to before I contacted them. I was otherwise at a loss myself before I contacted Debitnor and I was very worried, which affected me in my everyday life. The night's sleep was poor and I was neither the husband, father nor colleague I could be. They didn't get paid a penny. Still, they were genuinely interested in both my case and me as a person.
At the same time, I learned a lot about how processes take place and how to avoid ending up in the danger zone in the future. When you have lost track, Debitnor helps you get an overview - even when invoices and claims cannot be collected. Once they have received the overview, they further help in trying to find a voluntary solution with creditors, which is a requirement from the bailiff if he is to be able to stop the advances from creditors and impose an amicable solution under duress, for example a debt settlement or salary deduction. Only the Bailiff can do this, but then you must have tried to find a voluntary solution with creditors and document this first. This is work for which I have every respect and full understanding that it must cost something. The alternative for most people is that both fees, interest and claims multiply, while you try to get an overview - if you get one at all. Ultimately, both the house and assets go into the process because it has gone too far and you don't have the expertise, knowledge and mental strength you need just when you need it. Then I would rather pay what is a fraction of all this to Debitnor as soon as possible, get help and control over the process with the feeling that you are in the hands of safe professionals. Time, own lack of competence and abilities are money in this context.
I would like to give Debitnor my very best and warmest recommendations, both as professionals and as fellow human beings. I completely disagree with the critical review below.
For me, the turning point was the moment when I picked up the phone, plucked up the courage and called Debitnor. I also know that Debitnor does a lot for the very weakest in society and ultimately what they do leads to lives being saved. So all honor and humble thanks for the effort that Debitnor makes, early and late - all year round.les mer.les mindre.Thomas Stiansen27/11/2017 - Anbefaler disse på det sterkeste. De jobbet raskt og effektivt, og er gode til å forklare alle ting man lurer på, og de tar seg tid til deg. Både i forhold til gjeldende/aktuelle lover, men også i forhold til akkurat det du trenger hjelp på. Servicen er Eksepsjonell. Ja man betaler for en tjeneste, men de pengene får man igjen mangedobbelt og man slipper mye stress og bekymringer. På grunn av rådgivningen og veiledningen man har fått, har man kunnet se framover istedenfor å «sørge» over alt som gikk galt/ikke som du trodde. Uten de sin rådgivning og hjelp ville jeg følt alt var håpløst. Nå er ting på plass, og drømmene man hadde har plutselig blitt mulige å få til.les mer.les mindre.Renate Tønnessen24/01/2019
- Jeg vil absolutt anbefale Debitnor, de har gjort en fremdragende jobb for meg. Raske og effektive i forhold til å hjelpe meg. Å ikke noe problem å ringe om det er noe du lurer på, hvor de er eksepsjonelle til å forklare slik at vanlig mennesker forstår alle de innviklede lover regler betyr for en. Tusen takk for all hjelp.les mer.les mindre.Siw Helgesen11/02/2019
SOLID KOMPETANSE – BAKGRUNN SOM NAMSMANN
FYLL UT VURDERINGSSKJEMA OG FÅ GRATIS VURDERING AV DIN SAK PR. TELEFON
Vi bistår med total opprydding av din økonomi, gjeldsrådgivning, frivillig gjeldsordning, tilretteleggelse for tvungen gjeldsordning, sanering av gjeld, utenrettslige avtaler, refinansiering og søknad om startlån m.m.
Privatpersoner eller bedrifter – alle opplever oppgangstider og nedgangstider. Nedgang er kanskje grunnen til hvorfor du havnet på våre nettsider.
Truende inkasso, pågående kreditorer, bunker med ubetalte regninger, varsler fra namsmannen og inntekter som ikke strekker til?
Men selv om du er kommet i en gjeldslabyrint, er det alltid en vei ut.
Fyll ut vårt vurderingsskjema, slik at vi kan ringe tilbake til deg for å gi deg en gratis vurdering av din sak. Vi krever ingen medlemsavgift eller annet honorar for å ringe deg tilbake.
Dersom du etter samtalen ønsker videre bistand til opprydding i din økonomi kan du avtale dette med oss, og vårt honorar avtales alltid skriftlig på forhånd slik at du unngår uventede overraskelser.
Det er mulig å takle problemene på egenhånd, men som regel er det best og enklest med en kyndig veiledning.
Vi hjelper deg med veiledning, og viser deg muligheter til å komme deg ut av økonomisk uføre. Vi gir deg også råd om hva som skal til for at dette ikke gjentar seg.
Hva kan vi gjøre for deg?
- Redusere dine månedlige kostnader.
- Fjerne presset fra kreditorene gjennom forhandlinger og ved riktig bruk av eksisterende lover.
- Samle all gjeld til en månedelig betaling der dette er mulig.
- Lede deg gjennom sanering av gjeld, slik at du snarest mulig vil kunne gjenopprette en normal økonomisk tilværelse.
- Stoppe ubehagelige pågang fra inkassobyråer helt eller delvis.
Debitnor AS er en seriøs gjeldsrådgiver som har mange fornøyde kunder, referanser, bakgrunn som Namsmann.
Vi har også bistått flere NAV-kontorer ved flere anledninger.
Kontakt oss nå dersom du ønsker hjelp.