When you contact Debitnor you are in safe hands from the first moment. With the utmost expertise and at the same time a genuine understanding of man, they advise and help you when things have become too difficult. They see solutions when you can't do it yourself, while helping to lift a big burden for you, making everyday life manageable when in the worst. At Debitnor you will find help from professionals who have been both Namsmann and police for a number of years. When one has got into difficulties, the utmost competence, both professional and human, is crucial. With all due respect, this is not usually found at NAV / Kommunen. Then you have to stand in the shame queue and you are told to call your creditors yourself, while time has gone to the next queue and unsuccessful meeting. Both the competence in relation to your situation and the interest in you as a human being are minimal. You are treated like a burden, like a cross in a form and you feel harassed. In fact, the money you pay to Debitnor becomes like drops in the sea when you have to turn around a difficult situation. It is not about this money the battle stands and one does not notice anything when they become part of a solution. It is worth every penny and it will surely cost far more in both penny and penny and not least psychically to try to negotiate agreements with the creditor yourself, or with someone who does not give you the help you need. Then with the result that you have lost critical time and created a subsequent pressure with promises that you are unable to meet, interest, fees, fees etc.

I got help and tips from Debitnor, where at some point they put me in contact with professionals in their network who managed to arrange refinancing for me. As a result, I was relieved that the situation became critical and that I also actually saved over NOK 6,000 a month compared to before I contacted them. I was otherwise puzzled myself before contacting Debitnor and I was very worried, which characterized me in everyday life. The night's sleep was poor and I was not the husband, father or colleague I can be. They did not charge a penny. Yet they were genuinely interested in both my cause and me as a human being.

At the same time, I learned a lot about how processes are going on and how to avoid being at risk in the future. Once you lose track of your schedule, Debitnor helps you get an overview - even when invoices and claims are not up and running. Once they have obtained the overview, they further help to try to find a voluntary solution with creditors, which is a requirement of Namsmann if he is to be able to stop the creditors' claim and put an amicable solution under coercion, such as debt settlement or payroll. Only the Namsmannen can do this, but then one must have tried to find a voluntary solution with creditors and document this first. This is a job I have all the respect and full understanding that must cost something. The alternative is enough for most that fees, interest rates and claims multiply, while trying to get an overview - if you get it at all. Ultimately, both the house and the assets go into the process because it has gone too far and one does not even possess the expertise, knowledge and mental strength that is needed just when you need it. Then I would rather have paid what is a fraction of all this to Debitnor at the earliest possible, given help and control over the process of feeling that you are in the hands of confident professionals. Time, own lack of skills and abilities are money in this context.

I want to give Debitnor my very best and warmest recommendations, both as professionals and as fellow human beings. I totally understand the critical review below.

For me, the turning point was that moment when I picked up the phone, greeted me and called Debitnor. I also know that Debitnor does a lot for the very weakest in society and in the extreme consequence what they do leads to lives being saved. So all the honors and humble thanks for the efforts Debitnor makes, early and late - all year long.

Hei, jeg kontaktet debitnor sensommeren 2017, da min økonomiske situasjon krasjet og jeg ikke så noen utvei. Jeg va da desperat etter både hjelp og at finne et lysglimt i en lang mørk tunell.

Jeg fylde ut søknads/kontakt skjema, og fikk snarlig kontakt fra Debitnor. Den kontakten va både oppmuntrende, saklig og vennlig ! Etter et halvt års arbeid fra debitnor sin side hadd jeg alle dokumentene jeg trengte, og en flott oversikt til at levere til Namsfogden når jeg søkte om Offentlig gjeldsordning.

Namsfogden hadd ingen anmerkninger på jobben debitnor hadd gjort, og nå starter dem gjeldsforhandlinger!

Jeg er svært fornøyd med både jobben dem har gjort, støtten jeg har fått under veis og servicen!
Tusen takk Debitnor, dere har vært med på at gi meg et liv etter katastrofen!!!

mvh
Patrick

Hei. Jeg havnet i gjeldsfellen rundt 2018 og søkte på nettet angående hjelp til dette og da kom det opp et firma fra Søgne ved navn Debitnor.
Jeg tok da og ringte dem og traff da på en svært så hyggelig kar i andre enden, som fra første sekund jeg snakket med ham oste av kunnskap på dette feltet.
Han hadde lang erfaring som namsmann i over 30 år, på slike saker og kunne regler og forskrifter på inn og utpust.
Slik som jeg har undersøkt og lest omtaler på nettet, så er jeg ganske så sikker på at Debitnor må være noe av det mest proffesjonelle på dette området.
Koster litt penger, men er verdt hvert øre, de skulle gjerne fått mere hadde jeg hatt penger.
Mye være Debitnor har jeg nå fått gjeldsordning via namnsmannen og er gjeldsfri om 4,5år.
TUSEN TUSEN TAKK Debitnor for utmerket og proffesjonellt utført arbeid.

Here you are met by professional people who do not judge, as is often done to people with financial problems.
From the outset, they were honest and clear about what they could contribute, without promising gold and green forests.

DebitNor quickly addressed my challenges, and now a few weeks later, the situation looks much brighter.
I can confidently recommend these to others in difficult financial situations.

Jeg vil absolutt anbefale Debitnor, de har gjort en fremdragende jobb for meg. Raske og effektive i forhold til å hjelpe meg. Å ikke noe problem å ringe om det er noe du lurer på, hvor de er eksepsjonelle til å forklare slik at vanlig mennesker forstår alle de innviklede lover regler betyr for en. Tusen takk for all hjelp.